FREE TOOL · NO SIGNUP · 2026 RULES
The threshold jumped from $600 to $2,000 for 2026 — and half the internet still says $600. Upload your vendor payments and get a straight answer per vendor: needs a form, likely exempt, excluded, or missing a W-9. Parsed in your browser, never uploaded.
THE 2026 CHANGE
For 2026 payments, you file 1099-NEC/MISC for vendors paid $2,000 or more — not $600. Payments by credit card or PayPal are excluded (the processor reports those). Corporations are generally exempt. Miss any of the three and you'll either over-file or miss someone in January. Read the full 2026 threshold guide →
FAQ
Yes — unlimited vendors, no signup.
Your CSV never leaves your device. Everything is computed in your browser.
A few categories keep lower thresholds — royalties at $10, attorney proceeds at $600. This tool applies the general $2,000 NEC/MISC rule; check edge cases with your advisor.
Use our free W-9 request tool — send them a link, they fill it in their browser, done. Collect now, not in January.